Tenants home contents insurance
Our home insurance policy covers your building only. It's your responsibility to ensure you have contents insurance for your home, we do not cover this.
Tenants insurance is a form of contents home insurance. It's specialised insurance that protects your possessions if you live in rented accommodation. If you want to protect your belongings, you should consider this type of insurance. Royal Sun Alliance (RSA) is one of several specialist providers of tenants insurance that you may wish to consider.
RSA tenants insurance is recommended by the Northern Housing Consortium (NHC), a not-for-profit membership organisation whose members own or manage 9 out of 10 socially rented homes in the North of England. Kirklees Council are NHC members, and have accessed this RSA product as an option for Kirklees tenants to consider via the NHC's procurement service - Consortium Procurement.
Let's protect what makes your place a home
What you need to know about RSA's tenants contents insurance
- Tenants contents insurance financially protects the contents in your home, garage, and shed.
- Cover includes improvements you make to your home, such as new laminate flooring or a fitted kitchen.
- Prices start from as little as 45p per week, £1.47 per month, or £15.65 a year* for contents insurance.
*Prices shown are for £4,000 of contents insurance cover, based on postcode area and include a transaction fee. They exclude accidental damage and optional covers. The price you pay will depend on your individual circumstances, postcode and cover chosen. RSA price data June 2023.
- You can pay weekly, fortnightly, monthly, or annually - whatever suits you best.
- No nasty surprises - no excess on claims and no fees for changing your details or cancelling your policy.
- You don't have to have special door or window locks - as long as your external doors lock, it's fine.
- You can upgrade your cover to protect your home's contents against accidental damage.
- You have the option to protect your belongings whilst away from your home, and if you have them, you can also cover your bicycles, hearing aids, and wheelchair/ mobility scooter(s) whilst away from your home.
- More than 25,000 tenants have already chosen RSA's tenants contents insurance**, so they understand what you need from them.
**Number of customers with an active tenants contents insurance policy - April 2023.
- As your landlord/housing association, we've given our thumbs-up to RSA's tenants contents insurance so you know you're in safe hands.
- RSA will be there for you, if you ever need to make a claim and will put things right as quickly as they can.
- In the last three years, RSA has paid more than 3,700 claims with a value of £2.5 million***.
***RSA claims data January 2020 - Dec 2022.
Overview
Your home is full of things you love and things you can't do without. Personal items like your phone and practical ones like the TV. It could be worth protecting them in case the worst happens. And guess what? It may not cost as much as you might think for tenants contents insurance. Prices start from as little as 45p per week, £1.47 per month, or £15.65 a year* for contents insurance.
*Prices shown are for £4,000 of contents insurance cover, based on postcode area and include a transaction fee. They exclude accidental damage and optional covers. The price you pay will depend on your individual circumstances, postcode and cover chosen. RSA price data June 2023.
Visit the website Tenants contents insurance today to find out more or call Phone 0345 671 8172.
Cover everything in your home
You never expect things to go wrong at home but it could happen. It's worth asking yourself if you'd need help with the cost of putting things right after a kitchen fire, washing machine flood, or a break in.
Tenants contents insurance financially protects the contents in your home, garage or shed - such as your clothes, TV, furniture, gadgets, and garden tools. If your belongings are stolen or damaged by vandalism, water leaks, flooding, storms, or fire, you could claim on your insurance with no excess to pay. If you're covered, you don't have to find the cash to put things right.
If you want more protection for mishaps in the home, like dropping your phone and smashing it, you can upgrade your policy and add accidental damage cover.
To find out more, visit Tenants contents insurance
Affordability
We know money is tight, so tenants contents insurance starts at 45p per week, £1.47 per month, or £15.65 a year*, there's no excess to pay on claims and no fees for changing your details or cancelling your policy.
*Prices shown are for £4,000 of contents insurance cover, based on postcode area and include a transaction fee. They exclude accidental damage and optional covers. The price you pay will depend on your individual circumstances, postcode and cover chosen. RSA price data June 2023.
Services
Getting contents insurance sorted shouldn't be hard work or confusing. That's why RSA does everything they can to give you all-round peace of mind. Got questions? Great! Give them a call and they'll help in any way they can. When you're ready to apply, RSA's customer service team will take you through the options, so you feel confident in choosing the right cover for you. You can also complete the application form and send it back by email or post - whatever works best for you. If you ever need to make a claim, don't worry - RSA will be there for you. They'll put things right as quickly as they can, so your life can get back to normal.
Trust
Wondering if RSA are the right people to insure your home's contents? We're glad you asked. More than 25,000 tenants have already chosen RSA for their contents insurance*, so you can feel confident that you have the financial protection should the worst happen.
*Number of customers with an active tenants contents insurance policy - April 2023.
Landlord approved
It's good to know you're choosing tenants contents insurance that's been given a thumbs-up by us as your landlord/housing association. We've worked with RSA to make sure their insurance could be suited to your needs. For starters, RSA tries to make prices as affordable as possible by starting with £4,000 as the minimum amount of cover for tenants who don't own a lot of contents. You can change your details whenever you need to with no amendment fee. If you need to make a claim and you're covered, you don't have to worry about paying an excess. And you can cancel at any time without paying a cancellation fee. By insuring with RSA, you'll be joining over 25,000 tenants and leaseholders just like you who have chosen them for their contents insurance*.
*Number of customers with an active tenants contents insurance policy - April 2023